Working capital, asset finance and trade lines for UAE-licensed businesses — from unsecured loans of AED 750K up to secured term loans of AED 5M.
Loading…
FAQs
Business loan questions
What documents do I need for a UAE SME loan?
Trade licence (valid for at least 12 months), MOA, Emirates ID and passport for partners, 6–12 months of business bank statements, audited financials (usually the last 1–2 years for amounts above AED 1M), and VAT returns where applicable.
How long does my business need to operate?
Most banks require at least 24 months of business operation, although RAKBANK and some digital banks accept 12 months for smaller unsecured limits. Use the bank filter to narrow it down.
What is the difference between secured and unsecured?
An unsecured loan is granted on cash flow alone — typically lower amounts and higher rates. A secured loan is backed by an asset (property, equipment, fixed deposit) — larger amounts and lower rates, but a longer process.
Can I get a loan in my free-zone company's name?
Yes. Most UAE banks lend to free-zone entities. Some specialised products — especially trade finance — may require mainland licensing, so check with the bank before applying.